If you are an employee of a company insured by us, our personal insurance provides financial security for you and your immediate family in the event of disability, serious illness or death. Within this area, we offer a range of types of insurance, including disability income insurance, health insurance, life insurance and accident insurance, in addition to occupational injury insurance.
Personal accident insurance
If you are involved in an accident that leads to disability and/or expense, personal accident insurance provides financial compensation and security. It could provide a one-off payment, or it could cover your treatment expenses. We also offer favourable personal accident insurance that covers you not just when you are at work but also in your free time.
Collective accident insurance for municipal and county authorities
Many municipal and county authorities in Norway have chosen to take out collective accident insurance with Protector. This insurance primarily covers children and young people, but it also applies to other groups, such as employees of municipal and county authorities. Each authority can choose the scope of this accident insurance.
Critical illness insurance(disability)
Long-term illness may mean that you cannot work as you would normally do, and this can present financial challenges for you and your family. Our critical illness insurance complements the compensation you receive from NAV (the Norwegian Labour and Welfare Administration) and any collective insurance. This limits the resultant fall in your income.
Group life (life insurance)
Group life insurance is perhaps the most important insurance you can offer your employees. Group life insurance from Protector means that, if the insured dies during the period of cover, a lump sum would be paid out to their family or to another specified beneficiary.
Health insurance ensures that you have a shorter waiting time for treatment. The biggest advantage of having your own health insurance is the opportunity to get advice and treatment quickly. It also ensures that you will be referred to the most suitable specialist in each case.
In partnership with AIG, we can also offer travel insurance for business trips and holidays for your employees and their families.