AWC AS, a related party to vice chairman in Protector Forsikring ASA Arve Ree,
has today 24 March 2023 acquired 148,399 shares in Protector Forsikring ASA at a
price of NOK 134.9787 per share. Following this transaction, AWC AS holds
11,345,875 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

Les mer

AWC AS, a related party to vice chairman in Protector Forsikring ASA Arve Ree,
has today 16 Mach 2023 acquired 144,028 shares in Protector Forsikring ASA at a
price of NOK 137.3844 per share. Following this transaction, AWC AS holds
11,197,476 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

Les mer

Please find attached the Annual Report* for 2022.

* Corrections made to note 6

Les mer

The Annual General Meeting of Protector Forsikring ASA will be held Thursday 30
March 2023 at 16:00 (CET), at Protector Forsikring ASA's premises, Støperigata
2, Aker Brygge, Oslo.

The notice with agenda for the General Meeting, including registration form,
advance vote and proxy are attached to this disclosure. The notice is sent to
all shareholders with a known address. The notice and appendices will also be
made available on Protector's website, www.protectorforsikring.no.


Proposals to the Annual General Meeting:
The Board of Protector Forsikring ASA propose for the Annual General Meeting
(AGM) to renew the following Board Authorisations:
o Authorisation to decide the distribution of dividend
o Authorisation to purchase own shares up to 10 per cent of the total
outstanding shares
o Authorisation to increase the share capital by up to 10%
o Authorisation to raise subordinated loans and other external financing by up
to NOK 2.5 billion.


Oslo, 8 March 2023
Protector Forsikring ASA


This information is subject to disclosure under the Norwegian Securities Act
section §5-12

Les mer

Please find attached the Annual Report for 2022.

The Annual Report is also available on the company's website:
www.protectorforsikring.no/en/

Les mer

The shares in Protector Forsikring ASA will be traded ex dividend NOK 6.00 as
from today, 8 February 2023.

Les mer

Primary insider and Chief Investment Officer in Protector Forsikring ASA Dag
Marius Nereng, has today February 2nd, 2023 sold 88,000 shares in Protector
Forsikring ASA at a price of NOK 146.8345 per share. Following this
transaction, mr. Nereng holds 20,383 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

Les mer

Q4:
Protector Forsikring ASA recorded a profit of NOK 613.1m (NOK 238.8m) for the
fourth quarter. The technical result was NOK 109.4m (NOK 101.2m), corresponding
to a combined ratio of 91.6 % (91.6 %). The return on investments was NOK 662.8m
(NOK 237.4m) or 4.6 % (1.7 %).

In Q4, gross written premiums amounted to NOK 1 275.2m, up 62 % (60 % in local
currencies) relative to Q4 2021.

2022:
Protector Forsikring ASA recorded a profit of NOK 809.5m (NOK 1,204.0m) for
2022. The technical result was NOK 599.6m (NOK 594.4m), corresponding to a
combined ratio of 88.9 % (87.3 %). The return on investments was NOK 500.6m (NOK
954.5m) or 3.4 % (6.8 %).

In 2022, gross written premiums ended at NOK 7 097.8m, up 19 % (21 % in local
currencies) relative to 2021.


The Board has declared a special dividend of NOK 494.3m, corresponding to NOK
6.00 per share. For this special dividend, the Board has utilised its
authorisation granted by the Annual General Meeting in 2022. The payment will
take place on 15 February 2022.

The SCR-ratio was 195 % (206 %) year-end, post dividend.


Further details are provided in the attached report and presentation, which
includes definitions of financial key figures.



Oslo, February 1st 2023
Protector Forsikring ASA


This information is subject of the disclosure requirements acc. to §5-12 vphl
(Norwegian Securities Trading Act)

Les mer

Dividend amount: NOK 6.00
Declared currency: NOK
Last day including right: 7 February 2023
Ex-date: 8 February 2023
Record date: 9 February 2023
Payment date: 15 February 2023
Date of approval: 1 February 2023

The special dividend is adopted by the Board according to the authorisation
given by the ordinary General Meeting on 7 April 2022.

This information is published in accordance with the requirements of Oslo Børs'
Continuing Obligations.


Oslo, 1 February 2023
Protector Forsikring ASA

Les mer

With reference to the stock exchange announcement dated January 6th, we will
below give an update on premium growth for 2022 and the January 1st 2023 renewal
date.

January 1st have had significant impact on our premium growth historically.
However, as most of our growth currently comes from the UK, which has a
different inception pattern, the January 1st renewal date will gradually become
less significant.


PREMIUM VOLUME FULL YEAR (FY) & QUARTER FOUR (Q4) 2022
FY 2022 gross written premium came in at MNOK 7,098, up 19% (21% in local
currencies (LCY)) relative to 2021. Net earned premium amounted to MNOK 5,715,
up 16% (18% in LCY). On a company level the growth has been driven by low churn
and continued price increases. All business units have contributed positively to
our premium growth. However, UK and Sweden are the units experiencing highest
absolute growth.

In Q4 2022 gross written premium amounted to MNOK 1,275, up 62% (60% in LCY)
relative to Q4 2021. Net earned premium came in at MNOK 1,528, up 20% (20% in
LCY). The high growth has mainly been driven by a low client churn, in addition
to continued price increases. All business units contribute positively ; UK and
Sweden are however the greatest drivers. UK alone make up 62% of our total
growth this quarter.


PREMIUM VOLUME INCEPTING JANUARY 1ST 2023
January 1st, 2023, our gross written premium grew 17% in LCY.

The growth is driven by high renewal rate in all Scandinavian units, supported
by continued price increases. In the UK, January is a small volume month.


More information will be given on February 2nd in connection with the
presentation of the preliminary full year and Q4 2022 results.


Oslo, January 20th, 2023

Protector Forsikring ASA

Les mer